Champaign Homes under $400,000

Welcome to Champaign, Illinois – a vibrant city that beautifully blends the charm of a small town with the dynamic energy of a college community. Nestled in Champaign County, this city is renowned for its rich cultural scene, diverse dining options, and thriving arts community, making it an ideal place for families, young professionals, and students alike.

Champaign is home to the prestigious University of Illinois, infusing the city with a youthful spirit and a plethora of activities year-round. From exciting sporting events to engaging festivals, there’s always something happening here. Nature enthusiasts will appreciate the lush parks and scenic trails that invite outdoor exploration, while history buffs can delve into the local heritage at various museums and historical sites.

For those seeking a home in this charming city, there are fantastic opportunities available under $400,000. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, Champaign offers a diverse range of properties to suit every lifestyle and budget. With its affordable housing market, you can enjoy the benefits of homeownership without breaking the bank, all while being part of a community that values education and innovation.

With its friendly atmosphere, excellent schools, and abundant amenities, Champaign is not just a place to live; it’s a place to thrive. Come discover your dream home in this delightful city, where every day feels like a new adventure!

Newest Champaign Homes under $400,000

$375,000

4 Beds ⋅ 3 Baths ⋅ 12740767 MLS ⋅ NEW Status

Welcome to this charming home in the heart of central Champaign, close to shopping, dining, parks and more. Full of character throughout, this home offers four bedrooms all on the second level, multiple living spaces and a flexible floor plan with room to make it your own. The large kitchen provides an eat-in area and opens up to a large sunroom off the back of the house for more living space. A private secondary living area offers endless possibilities as an in-law suite, guest space, home office or the perfect kids' hangout. The unfinished basement offers additional storage or hobby areas. Outside, enjoy a fully fenced yard with space to relax or entertain! Such a cute home in a great Champaign location!

1703 Mayfair Road, Champaign

$215,000

3 Beds ⋅ 2 Baths ⋅ 12739625 MLS ⋅ NEW Status

Enjoy this 3-bedroom, 1.5-bath home on charming Peach Street, featuring beautiful hardwood floors throughout and a comfortable, functional layout. The living room has large windows that bring in great daylight. The kitchen overlooks the dining room, creating a welcoming connection between the two spaces. The home has an additional living space- a converted sunken family room features new flooring and adds a flexible bonus space that can be used as a home office, playroom, den, hobby area, or additional living room. Recent updates include a new refrigerator, stove, washer, dryer, and flooring in the bonus family room. Outside, the large fenced backyard offers plenty of room for outdoor entertaining, pets, gardening, or relaxing. The extra deep and wide 1.5-car garage gives generous additional storage space for tools, equipment, bikes, seasonal items, or other storage needs!! Enjoy living 2 blocks from Art Mart, very close to Harvest Market, Jarlings and more!

1802 Peach Street, Champaign

$175,000

4 Beds ⋅ 2 Baths ⋅ 12750802 MLS ⋅ NEW Status

This Home Offers So Much Value With 4 Bedrooms, 1 1/5 Baths, 1 Car Garage, Fenced In Backyard, Newer Mechanicals & Roof, Updated Flooring & Fixtures, Newer Flooring, And It's Freshly Painted & Cleaned. There's A Living & Family Room Along With An Eat In Kitchen. The Extra Storage Closets Are Unexpected! Near To Downtown, Convenient To A Variety Of Shopping, Restaurants, Automotive & Home Stores, And Much More. Celebrate The Holidays In Your New Home! Complete With A Home Warranty.

914 W Maple Street, Champaign

1608 N Lakeside Drive Unit #A, Champaign

$320,000

2 Beds ⋅ 2 Baths ⋅ 12774625 MLS ⋅ NEW Status

See this meticulously maintained beautiful condo in the desirable Old Farm neighborhood. This condo features 2 bedrooms, 2 full bathrooms, and an additional room for an office or converted to a 3rd bedroom. The home has a wide-open floor plan with cathedral ceilings. The kitchen and bathrooms have been updated, and new luxury vinyl plank flooring has been installed throughout the home. HOA fees include exterior maintenance, snow removal, yard care, and landscaping. Daylight is abundant throughout the unit, making you feel warm the moment you walk in. This condo is ready to move in and will not las long. Schedule your appointment today! Some photos have been virtually rendered.

1608 N Lakeside Drive Unit #A, Champaign

$150,000

2 Beds ⋅ 1 Baths ⋅ 12772547 MLS ⋅ NEW Status

Charming, super clean and well-maintained 2-bedroom, 1-bath home featuring beautiful hardwood floors and plenty of character. The unfinished basement offers excellent storage space, while the fenced backyard provides a private outdoor retreat. Move-in ready and full of charm-this one is a must-see!

810 W Vine Street, Champaign

$189,900

3 Beds ⋅ 1 Baths ⋅ 12771242 MLS ⋅ NEW Status

Move-in ready, updated, and ready to enjoy! This charming 3-bedroom ranch offers comfortable one-level living in a convenient Champaign location. Step inside to find an updated kitchen featuring attractive cabinetry, tile backsplash and stainless steel appliances, along with an updated bath and new LVP flooring in the bedrooms. Out back, you'll love the spacious deck and large, fully fenced yard surrounded by mature trees-plenty of room for entertaining, gardening or simply relaxing outdoors. An attached garage adds everyday convenience and extra storage. Recent improvements include a new water heater in 2025, back half of the roof replaced in 2024, and HVAC replaced in 2015 and serviced annually.Pre-inspected for buyer's peace of mind.

1414 Scottsdale Drive, Champaign

$38,000

3 Beds ⋅ 2 Baths ⋅ 12773934 MLS ⋅ NEW Status

This 3 bedroom, 1.5 bathroom home is a great opportunity for an investor looking for a blank slate near the heart of Champaign. Home is in need of repair and remodeling to bring it back to its full potential. Selling as-is. Hold harmless agreement must be signed prior to all showings.

1313 S Mattis Avenue, Champaign

$250,000

4 Beds ⋅ 2 Baths ⋅ 12770135 MLS ⋅ NEW Status

Welcome to 1701 Sangamon Drive! This inviting 3-bedroom, 2-bath home offers approximately 1,700 square feet of comfortable single-level living with a spacious, functional layout and plenty of room to spread out. Inside, you'll find generous living and dining spaces, a dedicated office, and an impressive primary bedroom with its own bath. Step outside and enjoy the fenced yard, patio, and expansive covered outdoor space-perfect for relaxing, entertaining, or simply enjoying the seasons. A detached 2-car garage provides excellent parking and additional storage. Even better, a new roof was installed in September 2026 by Freedom Roofing, adding peace of mind for the next owner. Conveniently located near shopping, dining, parks, and everyday amenities, this Champaign home combines space, versatility, and recent updates in one appealing package. Pre-inspected by Pristine Home Inspections for your buyers convenience.

1701 Sangamon Drive, Champaign

$235,000

4 Beds ⋅ 2 Baths ⋅ 12725556 MLS ⋅ NEW Status

Tucked away on a quiet cul-de-sac in Champaign, this beautifully maintained tri-level home offers 4 bedrooms, 2 bathrooms, and a functional layout. Hardwood flooring flows throughout much of the home, adding warmth and timeless character. The versatile floor plan offers plenty of space for family, guests, or a home office. Step outside to enjoy the fully fenced backyard-perfect for entertaining, pets, or play. Conveniently located just minutes from shopping, restaurants, parks, and everyday amenities, this home combines comfort, charm, and an unbeatable location. Many updates include; replacement windows and updated bathrooms, Roof 2026, HVAC 2013, Water Heater 2013. Tour this home today!

1900 Alder Lane, Champaign

$369,900

4 Beds ⋅ 3 Baths ⋅ 12762494 MLS ⋅ NEW Status

Welcome home to the ever-popular Devonshire subdivision, where classic character meets fresh, thoughtful updates in a home designed for both everyday living and memorable gatherings. Set on a spacious corner lot, this 4-bedroom, 2.5-bath home offers generous living spaces, abundant storage, and a backyard ready to be enjoyed. At the heart of the home, the inviting family room features a cozy fireplace and flows seamlessly into the kitchen and spacious screened porch, creating an ideal setting for morning coffee, casual dinners, game days, or evenings with friends. The kitchen has been refreshed with new appliances, countertops, and backsplash, while the removal of the dated popcorn ceilings gives the home a cleaner, more updated feel. For more formal occasions, separate living and dining rooms provide plenty of room to entertain, celebrate holidays, or simply spread out. Step outside and discover even more space to enjoy. The large, fenced backyard offers room for pets, play, gardening, and entertaining, complete with a newly added firepit patio that's perfect for crisp fall evenings and summer nights under the stars. Upstairs, four bedrooms provide flexibility for family, guests, a home office, or hobbies. An oversized two-car garage and plentiful storage throughout the home make staying organized easy. Recent improvements add even more peace of mind, including a new water heater, new toilets, and a new radon mitigation system. With its combination of space, updates, indoor-outdoor living, and a spectacular Devonshire location, this is the kind of home that makes it easy to picture what's next. Come see it, and imagine making it yours.

2011 O Donnell Drive, Champaign

$179,900

2 Beds ⋅ 2 Baths ⋅ 12773166 MLS ⋅ NEW Status

Welcome to a spacious townhouse that delivers comfort, convenience, and everyday value in a desirable location close to schools and parks. With 2 bedrooms, 1.5 baths, an open floor plan, and no HOA, this home is a smart choice for buyers looking for low-maintenance living without sacrificing space or flexibility. Inside, the main living area feels bright and functional, with updated flooring that gives the home a fresh, move-in-ready feel. The open layout makes it easy to relax, entertain, or simply enjoy daily routines with room to spread out. Major updates add peace of mind, including a new HVAC system in 2020 and a new roof in 2025. Outside, the newly fenced yard creates a private space for pets, gardening, grilling, or quiet evenings at home. A two-car garage adds valuable parking, storage, and convenience. With its thoughtful updates, no HOA, fenced yard, and great location near schools and parks, this townhouse offers an excellent opportunity at a strong value. Schedule your showing and come see why this one stands out.

726 Higgins Road, Champaign

$235,000

3 Beds ⋅ 2 Baths ⋅ 12771008 MLS ⋅ NEW Status

Charm and character in this beautifully maintained 3-bedroom, 2-bathroom Craftsman home! From the moment you arrive, the inviting front porch welcomes you to sit back, relax, and enjoy the surroundings. Inside, you'll find solid hardwood floors and stunning original woodwork that showcase the home's timeless craftsmanship. A bright and cheerful sunroom filled with natural light - perfect for growing plants, reading or enjoying your morning coffee. The kitchen is a true standout, featuring rich cherry cabinetry, gorgeous tile backsplash, durable concrete countertops, and skylights that fill the space with natural light. The living room offers a cozy gas fireplace-perfect for those chilly evenings-while elegant French doors open to a spacious deck ideal for relaxing, or step down to the stone patio for effortless outdoor grilling and entertaining. The home is surrounded by beautiful, mature landscaping that creates a private and picturesque setting. Downstairs, the partially finished basement provides a fantastic family room perfect for entertaining, along with a full bath for added convenience. The finished attic space is incredibly spacious and offers endless possibilities for a home office, playroom, or additional living area. Pre-inspected, freshly painted, and professionally cleaned for your convenience, this home is truly move-in ready. Don't miss your opportunity to own this one-of-a-kind property filled with warmth, character, and thoughtful updates throughout!

403 S New Street, Champaign

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